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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Engage with Consumer Lending leadership in its management of risks and controls as well as its execution of risk program requirements. Execute, facilitate and/or monitor execution of Risk Program requirements (e.g., RCSA, KRIs, etc.) within the Consumer Lending and GCO. Provide strategic insight, risk advice and influence to Head of Business Solutions and Execution (BSE). Concur with material risk taking by the BSE and escalate unacceptable risks. Aggregate, integrate, correlate and report risks for BSE .

The Consumer Lending Business Solutions and Execution team is the centralized coordination ensuring the consistent delivery of the Consumer Lending priorities and strategic initiatives to drive platform, product and process excellence. The team coordinates mandatory regulatory, policy, investor, and technology initiatives to streamline resourcing, sequencing, business impact, and risk management. In addition, the groups lead execution with Enterprise and CSBB centralized teams, including: Marketing, Digital, Change Management, Enablement, and Strategy groups. This team leads vendor management and execution driving a vendor strategy to maximize the performance for all lending products. CLBSE synchronizes Consumer Lending insights to drive revenue achievement and sales execution, including coordination across lending and enterprise teams. Additionally, this role will also the central point of contact for the process owners for: Fraud, Loss Events, Redress, ECRA and RCSA.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Provide strategic and tactical effective challenge for all risks present within the CL Business Unit (BU). Opine on new or revised risk program requirements to confirm they are consistent with the Bank’s risk appetite, regulator expectations and industry standard.
Identify areas of opportunity to improve risk visibility within the redress and complaints capture activities.
Advocate the Bank’s risk culture, compliance with enterprise risk initiatives and promote sound risk management practices.
Provide connectivity between the output of risk programs as appropriate. Coordinate with stakeholders to resolve highly complex or challenging issues.
Provide direction and guidance in the development of controls and governance mechanisms within the BU.
Execute, facilitate and monitor risk governance mechanisms, including but not limited to, Risk ID, ), Risk and Control Self-Assessment (RCSA), key risk indicators, policies, risk committees and other elements of the Enterprise Risk Framework.
Monitor issues (all types) assigned to CL, as well as those that have downstream or upstream impact to the CL , and ensure appropriate remediation.
In conjunction with Compliance Risk Management and Legal, monitor BU adherence to applicable policies, laws and regulations. Working to roll out regulatory risk management
Aggregate, integrate, correlate and report risks.
Communicate to CL senior leadership, regulators and Executive Committees key activities, trends, and events pertaining to risk, regulatory and audit reviews.
Develop and maintain effective ongoing communication with other leaders in the CL and leaders of relevant Business units and enterprise partners.
Other duties, as needed.

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor’s degree in Accounting, Business, Finance or related field, or equivalent education and related training
Twelve years of experience in a financial institution with emphasis on risk management or equivalent work experience and training
Experience in compliance and operational risk mitigation and remediation
Strong communication, interpersonal, presentation and negotiation skills
Proven leadership and management skills
Strong analytical, problem solving and decision making skills in complex environments and with senior leadership
Strong time management and organizational skills adaptable to a dynamic and complex work environment; Capable of handling multiple projects concurrently
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Ability to travel, occasionally overnight

Preferred Qualifications:

Master’s degree in Finance or Business, or equivalent education and related training
15 years of banking or relevant experience
Audit and exam experience
Redress, Complaint and incentive compensation programs
Professional designation and/or certification related to risk management or field of assigned business unit(s) (e.g. FRM, CRMP, CRISC, PRM, etc.)
Strong knowledge in field of assigned business unit(s)
Knowledge of financial accounting and reporting systems
Experience with strategy and planning
Extensive regulatory experience
Strong ability to work horizontally, with a proactive mindset and focus
Experience with ECRA change management, RCSA, core risk+

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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